TERMS & CONDITIONS

Welcome to Wealthy Millennials.

The term “Wealthy Millennials,” “we,” “our,” or “us” refers to the brand owned and operated by an ARN Holder registered with the Association of Mutual Funds in India (AMFI) under ARN–311804, and its associated partners operating under relevant regulatory registrations.

The term “you” refers to the user or viewer of our website and services. By accessing, using, or registering on this website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use and our Privacy Policy (collectively referred to as the “Governing Conditions”). If you do not agree with any of these Governing Conditions, please discontinue the use of this website and its services immediately. Your continued use of the website shall constitute your deemed acceptance of the Governing Conditions, as amended from time to time.

GENERAL DISCLAIMER

All content, tools, articles, calculators, illustrations, videos, and information provided on or through this website (collectively, the “Services and Information”) are intended solely for general informational and educational purposes.

Wealthy Millennials makes no representation, warranty, or guarantee as to the accuracy, completeness, reliability, suitability, or timeliness of any Services and Information. All such information is generic in nature and does not constitute investment, financial, or legal advice, nor a recommendation, solicitation, or offer to buy, sell, or hold any financial product or security.

Wealthy Millennials does not provide any investment recommendations, does not guarantee any return, and does not promise any future performance of any product, scheme, or investment. Any investment decision made by you shall be based on your own discretion, financial situation, and independent research. We strongly recommend consulting a qualified and SEBI-registered financial advisor before making any investment decision.

NATURE OF SERVICES

Wealthy Millennials provides a range of financial facilitation and planning services, which include but are not limited to:

Comprehensive Financial Planning
Portfolio Management Support & Mutual Fund Distribution (ARN–311804)
Investment in Pre-IPO and Unlisted Shares (through authorized platforms)
NPS Distribution and Annuity Solutions
Estate Planning & Will Documentation Support
Insurance Solutions (Life, Health, and General)
Tax Planning Support
Stock Broking Facilitation (through SEBI-registered intermediaries)

Important Clarifications

Wealthy Millennials is not a SEBI-registered Investment Advisor (RIA) or Portfolio Manager (PMS).
We do not offer personalized investment advice or manage client portfolios on a discretionary basis.
All plans, allocations, and product discussions are illustrative and meant to help clients understand available financial options.
The final decision to invest, redeem, or modify any investment lies solely with the client.

MARKET RISK AND PERFORMANCE DISCLAIMER

All investments in securities, mutual funds, insurance, or other financial instruments are subject to market risks. Past performance is not indicative of future results. Wealthy Millennials or its representatives do not assure, guarantee, or promise any specific returns, income, or capital appreciation. Any performance illustration, projection, or comparison shown on this website is for educational purposes only and should not be construed as an assurance or guarantee of similar outcomes. Market movements, interest rate changes, regulatory actions, or global events may materially affect investment performance.

THIRD-PARTY LINKS AND CONTENT

This website may contain links, data, or references to third-party websites, tools, or resources. These are provided solely for your convenience. Wealthy Millennials does not control or endorse such third-party websites or their content. Accessing such links or using their services shall be entirely at your own risk, and Wealthy Millennials assumes no responsibility or liability for any loss or damage arising therefrom.

NO LIABILITY

Wealthy Millennials, its owner, employees, or authorized representatives shall not be liable for any direct, indirect, incidental, consequential, punitive, or exemplary damages arising from:

The use or inability to use the website or its services
Any reliance placed on the Services and Information provided
Errors, omissions, or interruptions in website functionality
Delays or failures of performance due to factors beyond our control

You acknowledge that all financial and investment decisions are taken at your sole discretion and risk.

USER RESPONSIBILITIES

By using this website, you agree:

To provide accurate, complete, and current information when registering or communicating with us.
Not to copy, reproduce, or distribute any material from this website without our prior written consent.
To comply with all applicable laws and regulations of India while using our services.

Wealthy Millennials reserves the right to restrict or terminate access to any user found in violation of these Terms.

COMMUNICATION & CONSENT

By contacting, registering, or subscribing with us (through WhatsApp, email, phone, or social media), you expressly authorize Wealthy Millennials to communicate with you regarding financial products, services, or offers, even if you are registered on the Do Not Disturb (DND) list.

You may request to opt-out at any time. With your consent, we may share your contact information with authorized partners or service providers to facilitate transactions or consultations.

FORCE MAJEURE

Wealthy Millennials shall not be held liable for any delay or failure in performance due to causes beyond our reasonable control, including but not limited to natural calamities, cyber-attacks, network failures, technical disruptions, strikes, wars, or government regulations.

GOVERNING LAW AND JURISDICTION

These Terms of Use shall be governed by and construed in accordance with the laws of India. All disputes shall be subject to the exclusive jurisdiction of the courts of Bangalore, Karnataka, India (or your applicable business location).

MODIFICATION OF TERMS

Wealthy Millennials reserves the right to modify, update, or amend these Terms of Use at any time without prior notice. The updated version shall become effective immediately upon posting on the website. Your continued use of the website constitutes your acceptance of such modified Terms.

CONTACT INFORMATION

For any queries or concerns regarding these Terms of Use, please contact:
📧 wealthymillennials1@gmail.com